Risk Manager

HomeServe Finance have an exciting opportunity for a Risk Manager to join our growing consumer finance business in a senior second‑line role, shaping how we identify, manage and report risk as we continue to scale.

Location: Walsall - Hybrid - 2 days per week in the office and occasional travel to other offices (London, Biggleswade, Leeds)
Salary: Up to £70,000 + car (or £7,000 allowance) + 20% bonus, 6% matched pension

This is a high‑impact role with visibility to senior leadership, where you’ll support better decision‑making and help ensure we deliver sustainable growth alongside strong customer outcomes.

The Role

As Risk Manager, you’ll take ownership of the risk management framework and provide independent challenge across the business, ensuring risks are identified, assessed and managed in line with our risk appetite.

You’ll work across regulatory, conduct and operational risk, embedding a proportionate, risk‑led approach to governance and control.

Key responsibilities include:

• Owning and evolving the risk management framework
• Overseeing the risk register, taxonomy and control environment
• Supporting and constructively challenging first‑line risk assessments
• Reviewing outputs from the compliance monitoring plan and ensuring appropriate follow‑up
• Delivering clear, insight‑led reporting to senior leadership and governance forums
• Identifying emerging risks and ensuring appropriate escalation and action

We’re not looking for a “perfect profile” — we’re looking for someone who can bring sound judgement, curiosity and a pragmatic approach to risk.

You’ll bring:

• Experience in a risk or compliance role within financial services (consumer finance experience helpful but not essential)
• Working knowledge of FCA frameworks (e.g. CONC, TCF, SYSC, DISP)
• A broad understanding of business risks and control environments
• The confidence to provide constructive challenge and influence stakeholders
• Strong problem‑solving and decision‑making skills
• The ability to work effectively in a fast‑moving, evolving environment

We value different perspectives and experiences — if your background doesn’t match every point above, I’d still encourage you to apply.

About HomeServe Finance

HomeServe Finance is a growing, regulated consumer finance business, supporting customers across the UK and internationally.

We combine the pace and agility of a developing business with the structure and governance of a regulated environment, creating real opportunities to influence how we operate and grow.

You’ll be joining at a key point in our journey, where risk and compliance play a central role in enabling growth, protecting customers, and strengthening the foundations of the business.