Credit Risk MI Manager — Shape Credit Risk Insight at HomeServe Finance
London (Hybrid) | Up to £80,000 + 20% Bonus + Company Car or £7,000 Car Allowance
At HomeServe Finance, we help homeowners spread the cost of making improvements to their homes through responsible and regulated lending solutions. As part of the wider HomeServe Group, we’re growing a business that helps customers make their homes more efficient, sustainable and affordable to run.
We’re now looking for a Credit Risk MI Manager who can turn complex data into clear, practical insight. Reporting to the Head of Credit Risk, you’ll help us understand portfolio performance, spot emerging risks and give senior stakeholders the confidence to make well-informed decisions.
This is a hands-on role with real influence, combining technical MI delivery with commercial insight and stakeholder engagement.
What you'll be doing
- Turning credit risk data into clear, useful MI and insight.
- Analysing portfolio performance, arrears, defaults and recoveries to identify trends and emerging risks.
- Producing high-quality reporting that supports senior stakeholders and informs business decisions.
- Improving reporting processes, automation and data quality to make MI more accurate, efficient and valuable.
- Helping the business identify opportunities to strengthen performance, manage risk and improve customer outcomes.
- Working closely with colleagues across Credit Risk, Finance, Product, Operations and Technology.
What we offer
- Up to £80,000 salary
- 20% annual bonus
- Company car or £7,000 car allowance
- 6% matched pension
- Hybrid working (minimum of 2 days a week in the office)
- Access to a wide range of additional benefits, wellbeing support and employee discounts